Berlin or Frankfurt · Competitive, equity-heavy

About sabia

Germany is the third-largest economy in the world. Yet the way people here invest is fundamentally broken. Most don't invest at all — and those who do are often pushed into the wrong products by advisors who earn commissions instead of fees. Around 99% of financial advisors are commission-driven, so incentives are totally misaligned. That has to change.

We're building the AI-native financial advisory of the future — high-quality advice at a price everyone can afford — and arming the rebels: the fee-based advisors who share our vision, with AI-native tools that let them serve far more people than before.

Berlin-based, pre-seed, real customers, partnerships with Vanguard and Growney. Two hubs in Berlin and Frankfurt — this is not a fully remote company; you'll work out of one of them. Founding-stage: hands on keys every day. Leadership and ownership grow as you ship, not instead of shipping.

Why apply speculatively

We don't advertise every role. If you're convinced you can move sabia forward, we want to hear from you — whatever the team or function. We care less about where you went to school and more about what you've built, sold, advised on, or shipped. Show us the work you're proud of.

Where you could fit

We hire early and across the whole build — including:

Engineering — product across the full stack (TypeScript, Next.js, Supabase, Vercel AI SDK), from agents to wealth data pipelines.
Advice — fee-based advisors who want to define the advisory of the future with us.
Product & Design — flows that make complex financial planning feel simple.
Operations & Compliance — the processes that keep us fast and by-the-book (BaFin, §34f).
Growth & Partnerships — getting more people and more advisors on board.

None of these an exact match? Reach out anyway if you think you'll make a difference.

What we're looking for

People who take ownership and get things done — from "real problem" to "in production."
A portfolio that speaks for itself — we read your work before your resume.
A high quality bar and eagerness to shape a product from an early stage.
A self-starter; you don't need a roadmap to know what to do next.
AI-forward: you use modern AI tools as a matter of course.
Genuinely interested in personal finance — enough to understand what our customers go through.
Fluent German (C1) and good English.
Ideally, prior startup experience.

Apply

A few lines about you, what draws you to sabia, and what you've worked on recently — plus a CV or links to things you've built. Tell us where you see yourself; if there's no obvious team, we'll find one together. founders@sabia.de — we read everything ourselves.