Comparison

sabiaOS vs. Gemini

Gemini is Google's AI assistant – as a standalone app and built into Gmail, Docs and Drive. The AI assistant in sabiaOS currently uses Gemini models as well, via Google Cloud with European endpoints. So the difference is not the model, but where the AI works and which data it knows.

Focus

sabiaOS
Platform for fee-only advice with a built-in AI assistant
Gemini
Google's general-purpose AI assistant, as an app and in Google Workspace

AI model

sabiaOS
Gemini models via Google Cloud Vertex AI with European endpoints
Gemini
Gemini models directly from Google

What the AI knows

sabiaOS
The client file, documents, financial plan and account data
Gemini
Gmail, Docs, Drive and Meet in Workspace, plus uploaded files

Documents

sabiaOS
Reads pension statements, insurance policies, portfolio statements and more, and proposes the data for the client file
Gemini
Summarises documents and emails; filing and data entry stay with you

Automation

sabiaOS
Updates client data, tasks, appointments and forms – every change after your approval
Gemini
Helps with writing, summarising and organising in Google's apps

Financial planning and account data

sabiaOS
Built-in financial planning, account and portfolio data via PSD2
Gemini
Not included as standard

Training on your data

sabiaOS
Contractually excluded
Gemini
Workspace without training or human review; personal app allows review and use, can be switched off

Data location

sabiaOS
Data on German servers, AI via European endpoints
Gemini
Workspace EU storage region depending on edition; EU processing from Enterprise Plus or via add-on

Data processing agreement (GDPR)

sabiaOS
Art. 28 GDPR data processing agreement included
Gemini
Cloud Data Processing Addendum for Google Workspace

Pricing model

sabiaOS
Modular, €100 to €450 per month for the whole platform
Gemini
Free app; included per user in Workspace Business plans

Verdict

Gemini is a strong choice if your firm runs on Google Workspace – the AI sits right inside Gmail, Docs and Drive, with clear data protection commitments for business accounts. sabiaOS uses the same model family in a different place – directly in the client file, with access to the client's documents, financial plan and account data. The two complement each other well.

What matters in this comparison

Because sabiaOS itself uses Gemini models, this is not about "better or worse". It is about the right place for the AI.

Gemini in Workspace helps where you write and communicate: in Gmail, Docs and Meet. The AI knows your emails and files, but not the structure of your client relationships.

The AI assistant in sabiaOS works where your client data lives. It knows the client file, documents, financial plan and account data, and it writes results back directly after your approval.

On data protection, a lot depends on the account and Workspace edition with Gemini. In sabiaOS the same rules apply to every customer: data in Germany, AI via European endpoints, no training, data processing agreement included.

As of October 2026. Information about Gemini is based on publicly available information from Google. Features, plans and terms may change.

Frequently asked questions

Does sabiaOS use Gemini?
Yes. The AI assistant in sabiaOS currently uses models from the Gemini family via Google Cloud Vertex AI with European endpoints. Using inputs to train the models is contractually excluded. Application data is stored on German servers.
What is the difference between sabiaOS and Gemini?
Gemini is a general assistant that works in your Google apps and with uploaded files. In sabiaOS, the AI works directly in the client file – it knows the client's documents, financial plan and account data and can update data, tasks and appointments after your approval.
Can I enter client data into the Gemini app?
It depends on the account. With a Workspace business account, Google says content is not used for training and not reviewed by humans. In the personal app, parts of chats may be reviewed and used for improvement while activity saving is on. Check your use with your data protection officer.
Do I still need Gemini if I use sabiaOS?
For emails, writing and documents in Google Workspace, Gemini can remain very useful. For client work – reading documents, maintaining client data, preparing plans – the AI assistant in sabiaOS is the purpose-built option. Google itself notes that Gemini's answers should not be relied on as financial advice.

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