Comparison
sabiaOS vs. Gemini
Gemini is Google's AI assistant – as a standalone app and built into Gmail, Docs and Drive. The AI assistant in sabiaOS currently uses Gemini models as well, via Google Cloud with European endpoints. So the difference is not the model, but where the AI works and which data it knows.
Focus
- sabiaOS
- Platform for fee-only advice with a built-in AI assistant
- Gemini
- Google's general-purpose AI assistant, as an app and in Google Workspace
AI model
- sabiaOS
- Gemini models via Google Cloud Vertex AI with European endpoints
- Gemini
- Gemini models directly from Google
What the AI knows
- sabiaOS
- The client file, documents, financial plan and account data
- Gemini
- Gmail, Docs, Drive and Meet in Workspace, plus uploaded files
Documents
- sabiaOS
- Reads pension statements, insurance policies, portfolio statements and more, and proposes the data for the client file
- Gemini
- Summarises documents and emails; filing and data entry stay with you
Automation
- sabiaOS
- Updates client data, tasks, appointments and forms – every change after your approval
- Gemini
- Helps with writing, summarising and organising in Google's apps
Financial planning and account data
- sabiaOS
- Built-in financial planning, account and portfolio data via PSD2
- Gemini
- Not included as standard
Training on your data
- sabiaOS
- Contractually excluded
- Gemini
- Workspace without training or human review; personal app allows review and use, can be switched off
Data location
- sabiaOS
- Data on German servers, AI via European endpoints
- Gemini
- Workspace EU storage region depending on edition; EU processing from Enterprise Plus or via add-on
Data processing agreement (GDPR)
- sabiaOS
- Art. 28 GDPR data processing agreement included
- Gemini
- Cloud Data Processing Addendum for Google Workspace
Pricing model
- sabiaOS
- Modular, €100 to €450 per month for the whole platform
- Gemini
- Free app; included per user in Workspace Business plans
| Feature | sabiaOS | Gemini |
|---|---|---|
| Focus | Platform for fee-only advice with a built-in AI assistant | Google's general-purpose AI assistant, as an app and in Google Workspace |
| AI model | Gemini models via Google Cloud Vertex AI with European endpoints | Gemini models directly from Google |
| What the AI knows | The client file, documents, financial plan and account data | Gmail, Docs, Drive and Meet in Workspace, plus uploaded files |
| Documents | Reads pension statements, insurance policies, portfolio statements and more, and proposes the data for the client file | Summarises documents and emails; filing and data entry stay with you |
| Automation | Updates client data, tasks, appointments and forms – every change after your approval | Helps with writing, summarising and organising in Google's apps |
| Financial planning and account data | Built-in financial planning, account and portfolio data via PSD2 | Not included as standard |
| Training on your data | Contractually excluded | Workspace without training or human review; personal app allows review and use, can be switched off |
| Data location | Data on German servers, AI via European endpoints | Workspace EU storage region depending on edition; EU processing from Enterprise Plus or via add-on |
| Data processing agreement (GDPR) | Art. 28 GDPR data processing agreement included | Cloud Data Processing Addendum for Google Workspace |
| Pricing model | Modular, €100 to €450 per month for the whole platform | Free app; included per user in Workspace Business plans |
Verdict
Gemini is a strong choice if your firm runs on Google Workspace – the AI sits right inside Gmail, Docs and Drive, with clear data protection commitments for business accounts. sabiaOS uses the same model family in a different place – directly in the client file, with access to the client's documents, financial plan and account data. The two complement each other well.
What matters in this comparison
Because sabiaOS itself uses Gemini models, this is not about "better or worse". It is about the right place for the AI.
Gemini in Workspace helps where you write and communicate: in Gmail, Docs and Meet. The AI knows your emails and files, but not the structure of your client relationships.
The AI assistant in sabiaOS works where your client data lives. It knows the client file, documents, financial plan and account data, and it writes results back directly after your approval.
On data protection, a lot depends on the account and Workspace edition with Gemini. In sabiaOS the same rules apply to every customer: data in Germany, AI via European endpoints, no training, data processing agreement included.
As of October 2026. Information about Gemini is based on publicly available information from Google. Features, plans and terms may change.
Frequently asked questions
- Does sabiaOS use Gemini?
- Yes. The AI assistant in sabiaOS currently uses models from the Gemini family via Google Cloud Vertex AI with European endpoints. Using inputs to train the models is contractually excluded. Application data is stored on German servers.
- What is the difference between sabiaOS and Gemini?
- Gemini is a general assistant that works in your Google apps and with uploaded files. In sabiaOS, the AI works directly in the client file – it knows the client's documents, financial plan and account data and can update data, tasks and appointments after your approval.
- Can I enter client data into the Gemini app?
- It depends on the account. With a Workspace business account, Google says content is not used for training and not reviewed by humans. In the personal app, parts of chats may be reviewed and used for improvement while activity saving is on. Check your use with your data protection officer.
- Do I still need Gemini if I use sabiaOS?
- For emails, writing and documents in Google Workspace, Gemini can remain very useful. For client work – reading documents, maintaining client data, preparing plans – the AI assistant in sabiaOS is the purpose-built option. Google itself notes that Gemini's answers should not be relied on as financial advice.
